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Product Category: Projects
Product Code: 00001139
No of Pages: 38
No of Chapters: 5
File Format: Microsoft Word
Price :
$12
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TABLE OF CONTENTS
CHAPTER ONE
1.0 INTRODUCTION
1.1 OVERVIEW OF THE STUDY
1.2 BACKGROUND INFORMATION
1.3 STATEMENT OF PROBLEM
1.4 OBJECTIVE OF THE STUDY
1.5 RESEARCH QUESTIONS
1.6 RESEARCH HYPOTHESIS
1.7 SIGNIFICANCE OF THE STUDY
1.8 SCOPE OF THE STUDY
1.9 DEFINITION OF TERMS
REFERENCES
CHAPTERTWO
2.0 LITERATURE REVIEW
2.1 GRATUITY
2.2 ADMINISTRATIVE CIRCULARS
2.3 STRUCTURE OF A PENSION SCHEME:
2.4 ELIGIBILITY FOR PENSION PAYMENT
2.5 DOCUMENTS
REQUIRED FOR PENSION PAYMENT
REFERENCES
CHAPTER THREE
3.0
METHODOLOGY
3.1 BRIEF OUTLINE OF THE STUDY
3.2 DESIGN OF THE STUDY
3.3 AREA OF THE STUDY
3.4 POPULATION OF THE STUDY
3.5 METHODS OF DATA COLLECTIONS
3.6 DISTRIBUTION AND RETRIEVAL OF THE INSTRUMENT
3.7 DATA ANALYSIS TECHNIQUES
CHAPTER FOUR
4.0 DATA PRESENTATION AND ANALYSIS
4.1 ANALYSIS OF RESPONSE TO RESEARCH QUESTION
4.2
FINDINGS
CHAPTER FIVE
5.0 SUMMARY,
CONCLUSION AND RECOMMENDATIONS
5.1 SUMMARY
OF FINDINGS
5.2 CONCLUSION
5.3 RECOMMENDATION
5.4 SUGGESTION FOR FURTHER STUDY
REFERENCES
APPENDIX
CHAPTER ONE
1.0 INTRODUCTION
1.1 OVERVIEW
OF THE STUDY
The
inevitability of ageing has made retirement a natural normal phenomenon in the
world of work. The importance of work lies in the fact that it determines the
social and economic status of an individual and influences, philosophy,
attitude, dressing, behavior and belief of an individual. However, despite the
magnitude of work to individuals and wellness of society in general work is
exhaustible to individuals, hence workers must disengage from work (retire).
Therefore, retirement is a stage in life that is normal for any worker (public
or privated) that do not die in active services.
The
life span of an individual is divided into three phases, in which retirement is
one. The first phase: period of birth up to time of schooling or training
before employment.
The
second phase: period of work, an individual at this stage engage in activities
for financial reward.
The
third phase: is the period of retirement, is the point of severance from work,
which falls under the ambit of disengagement theory in social gerontology.
Here, the inevitability of death makes death a normal and natural occurrence.
People must disengage so that the social system will not be disrupted when an
individual dies.
Retirement is not tantamount to
redundancy neither a palliative period, but a time of self freedom without the
compulsion of work dictates in which an individual is free to spend his/her
time as wished.
1.2 BACKGROUND
INFORMATION
Historically,
President
Oluwasegun Obasanjo regime enacted the pension reform Act in 2004. The act decentralize
and privatize pension administration in
1.3 STATEMENT
OF PROBLEM
Most
pension scheme in the public sector had been under, funded, owing to inadequate
budgetary allocations.
The
administration of the scheme was generally weak, inefficient and non
transparent.
Most
pension scheme was designed as resignation” scheme rather than “retirement”
scheme.
Generally,
the pension schemes in
1.4 OBJECTIVE
OF THE STUDY
Ø To
ensure that every person who worked either in the financial institution of the
federation, federal capital territory or the private sector receives his
entitlement as and when due.
Ø To
assist improvident individuals by ensuring that they save in order to cater for
their livelihood during old age.
Ø To
establish a uniform set of rules, regulations and standards for administration
and payment of retirement benefits for the financial institution of the
federation, federal capital territory and the private sector.
1.5 RESEARCH
QUESTIONS
The
following questions were raised in the process of caring out this research
Ø What
is the relationship between opportunities and Challenges of new pension scheme
and financial institution?
Ø What
is the nature of the interaction between the opportunities and Challenges of
new pension scheme and the financial institution?
Ø What
is the method of communication between the opportunities and Challenges of new
pension scheme and the individual?
1.6 RESEARCH
HYPOTHESIS
Ho: there is no significant relationship between opportunities
and Challenges of new pension scheme and financial institution
Hi: there is significant relationship between opportunities
and Challenges of new pension scheme and financial institution.
Ho: opportunities and Challenges of new pension
scheme does not contribute to the financial institution.
Hi: opportunities and Challenges of new pension
scheme contribute to the financial institution.
Ho: opportunities and Challenges of new pension
scheme role is not important to the financial institution.
Hi: opportunities and Challenges of new pension
scheme is important to the financial institutions.
1.7 SIGNIFICANCE
OF THE STUDY
This
research project will be of more importance to the individuals and the workers
of the financial institution or public sector.
1.8 SCOPE
OF THE STUDY
The
research focus attention on the opportunities and challenges of new pension
scheme of UBA and First Bank
1.9 DEFINITION
OF TERMS
Pension: this has been defined as a deferred salary
that is paid during a workers retirement.
Pension
scheme: is a system designed to
provide employees of an organization with a means of securing on retirement a
standard of living reasonably consistent with that which they enjoyed while in
service.
Retirement: this mean sessation of service.
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