ABSTRACT
This study
investigates the prevailing practices of women primary cooperative and their
effects on women socio-economic stability. A survey method was used for the
study. The research questions that guided the study were: what are the
prevailing practices of women primary cooperative society? To what extents do
cooperatives affect women on socio-economic stability? What are the possible
problems affecting cooperatives on women socio-economic stability? Frequency
and mean score were used to analyze data based on research question. The
population consisted of all the members of Matan Makera and peace women
multipurpose cooperative, both located in Kaduna
metropolis. Research result shows that cooperative play significant roles in
prevailing practice of women primary cooperative and their effect on women
socio-economic stability as it remove discrimination against them to
participate in cooperative, provided them with credit facilities, skills
employment etc. Different problems affect cooperative in prevailing practices
of women primary cooperative and their. Effects on women socio-economic
stability, this includes men perception of women, lack of women participation
in cooperative, inadequate capital resources, bad leaders. It was recommended
among others that women should be given equal opportunity with their men
counterparts and should be encouraged to participate in cooperatives to improve
their economic status.
TABLE OF CONTENTS
Title Page - - - - - - - - - - i
Declaration - - - - - - - - - ii
Approval page - - - - - - - - - iii
Dedication - - - - - - - - - - iv
Acknowledgement - - - - - - - - v
Abstract - - - - - - - - - - vi
Table of Contents - - - - - - - - vii
CHAPTER
ONE: INTRODUCTION
1.1 Background of the study - - - - - - 1
1.2 Statement of the problems - - - - - 3
1.3 Objectives of the study - - - - - - 4
1.4 Research questions - - - - - - - 4
1.5 Significance of the study - - - - - - 5
1.6 Scope of the study - - - - - - - 6
1.7 Definition of terms - - - - - - - 6
CHAPTER
TWO: LITERATURE REVIEW
2.1 Introduction - - - - - - - - 8
2.2 Concept of cooperatives - - - - - - 8
2.3 Concept of cooperative promotion - - - - - 14
2.4 Roles of cooperatives towards prevailing
practices of women on
the
socio-economic stability - - - - - - 18
2.5 Problems affecting cooperative towards the
prevailing practices
of
women on socio-economic stability - - - - 22
2.6 Summary of the literature review - - - - 25
CHAPTER
THREE: RESEARCH METHODOLOGY
3.1 Introduction - - - - - - - - 26
3.2 Research design - - - - - - - 26
3.3 Population of the study - - - - - - 27
3.4 Sample size and sampling technique - - - - 27
3.5 Research instrumentation - - - - - - 28
3.5.1 Validity - - - - - - - - - 28
3.5.2 Reliability - - - - - - - - - 29
3.6 Administration of the instrument - - - - 29
3.7 Method of data presentation and statistical
analysis - 30
3.8 Decision Rule - - - - - - - - 30
3.8 Limitation of the study - - - - - - 30
CHAPTER
FOUR: DATA PRESENTATION AND STATISTICAL ANALYSIS
4.1 Introduction - - - - - - - - 32
4.2 Respondents bio-data - - - - - - - 32
4.3 Answering the research question - - - - - 35
4.4 Summary of findings - - - - - - - 41
4.5 Discussion of findings - - - - - - - 42
CHAPTER
FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.1 Introduction - - - - - - - - 46
5.2 Summary - - - - - - - - - 46
5.3 Conclusion - - - - - - - - - 47
5.4 Recommendation - - - - - - - 48
5.5 Suggestions for further researches - - - - 49
References - - - - - - - - - 50
Appendix I - - - - - - - - 51
Appendix II - - - - - - - - 52
CHAPTER ONE
INTRODUCTION
1.1
Background
of the Study
Cooperative
has been the bedrock of promoting women through its numerous income-yielding
ventures that will stimulate the economic status of women. According to
International Cooperative Alliance, Cooperative Enterprise is a business that
is organized with the sole aim of satisfying the interest of members. The
central focus is not the maximization of profit like other businesses but to
ensure that members socio-economic needs are met through cooperative promotion.
According
to Ijere (1991) cooperative plays a significant role in promoting their members
economic status by:
1.
Generating employment opportunities
2.
Generation of appreciable income
3.
Reduction of Exodus to urban areas
4.
Making old techniques perfecting new
5.
Training members to become
entrepreneurs
He
further submits that women economic status can only be promoted through
cooperative because the economic situations in the country have made it
impossible to men to provide all the needs in the family.
Asaolu
(2004) admits that cooperative have potential in promoting the economic status
of women through capacity building. It also add that women status can be
promoted through enhancement of skills acquisition enlightenment programmes
organize by cooperative. Onuoha (2002) confirms that cooperative make it
impossible for the rural dwellers to become shareholder and managers of their
own investing by so doing, cooperative serves as an avenue for promoting women
because it increases their economic capacity through convenient saving device
assessment of loan and increase their standard of living.
Thus,
this study seeks to empirically determine prevailing practices of women primary
cooperative and their effects on women socio-economic stability.
1.2
Statement
of the Problem
Most
women in the society have low economic status compared with their male
counterpart. Cooperative through various effort and sponsorship from government,
NGOs and International Organizational was programmed to prevailing the effect
on women socio-economic stability but most of the government officers in charge
and management committees of various societies are corrupt and women are denied
access to resources that will promote their economic status in the society.
Women are also denied leadership in most groups and are marginalized. This
influence is seen through women’s lack of ownership of item such as land
finances resources and building. A vast majority of the women folks are poorer
than their male counterpart, thus they cannot participate in venture that will
promote their economic position or have access to loan to enhance their business
participation. In African set up, women role are relegated to be background
that they have to play second fiddle. They do not have passion of an
inheritance that they can use as a security to obtain loan from financial
institutions. Most women do not have the take or skills to improve on their
socio-economic conditions or to affect their lives of their family, since men
cannot solve all their challenges and problems.
It
is the light of this negative development that this study is to find out the
prevailing practices of women primary cooperative and their effects on women
socio-economic stability.
1.3
Objective
of the Study
i.
To find out the prevailing practices of
women primary cooperative society.
ii.
To determine the extent that
cooperatives is affecting women on
socio-economic stability.
iii.
To identify the possible problems that
is affecting cooperatives on women socio-economic stability.
1.4
Research
Questions
i.
What are the prevailing practices of
women primary cooperatives society?
ii.
To what extents do cooperatives affect
women on socio-economic stability?
iii.
What are the possible problems
affecting cooperatives on women socio-economic stability.
1.5
Significance
of the Study
This
study examines the prevailing practices of women primary cooperative and their
effects on women socio-economic stability, in the light of the test that most
cooperative today are not viable because their members are weak, and as a
weaker sex, women cannot empower themselves individually except through their
collective efforts in cooperative society. The findings of this study will help
and geared up cooperative and develop women to be economically strong and
viable.
Secondly,
government cooperative departments would see the need following the findings,
to re-direct their cooperative policy in the area of women development.
Similarly,
this study is of great scholarly importance as concerning students whose
research problems may be related to this present can use it as a spring board
or reference material for their own work.
It
is also hoped that, this work would provide avenues in which cooperative will
adopt the socio-economic stability of their members.
1.6
Scope
of the Study
This
study examines prevailing practices of women on socio-economic stability an
examination of which cooperative have promoted the prevailing practices of
women and of course the possible problems that is affecting women on the
socio-economic stability
The
study is restricted to members to Matan Makera and Peace Women Multipurpose
Cooperatives both located in Kaduna Metropolis.
1.7
Operational
Definition of Terminologies
§ Cooperative:
Cooperative
is an autonomous association of persons united voluntarily to meet their common
economic, social and cultural needs, and aspirations through a jointly owned
and democratically controlled enterprise.
§ Cooperative
Effect: Is the degree of extra satisfaction
which a member derives as a result of participating in the cooperative compare
to working alone.
§ Economic:
Relating to trade, industry, and the management of money.
§ Promotion:
The activity of helping something to develop or increase.
§ Status:
The official legal position or condition of a person, group, country etc.
§ Women:
An adult female person married or unmarried.
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