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Product Category: Projects
Product Code: 00001791
No of Pages: 69
No of Chapters: 5
File Format: Microsoft Word
Price :
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ABSTRACT
This project is a thorough research into the impact
of community banking on the economic
development of
To
facilitate the work data were collected from both the primary and secondary
sources; pre3sented to aid test the
development hypothesis on the basis of estimated population means.
Within
he limit of the analysis carried out it was observed that community banks have many problem facing them due
largely to the inability to function very well in some places due to lack of infrastructure lack
of sufficient funds lack of skilled
workers and prohibitions by
National Board for community =banks to
obtain from outsiders which hinders their rate of expansion.
The research recommended that government should
command the national board for community banks to allow these communities to
expand and obtain loan outside community base.
A call on government to organize an intensive training scheme for the
community banks in also recommendation.
This will go along way in helping
these banks acquire trained staff.
Preliminary section
Cover page
Title page
Approval page
Dedication
Table of contents
List of tables
Abstract
CHAPTER ONE
1.0
introduction
1.1 Background
of the study
1.2
Statement of
problem
1.3
Purpose of the study
1.4
Scope of the study
1.5
Research
Questions
1.6
Null Hypothesis
1.7
Significance of the study
CHAPTER TWO
2.0
Review of literature
2.1 What
is a bank
2.2
Banking in
2.3
Community banking in
2.4
Performance measurement in community bank
2.5
Summary of related literature
CHAPTER THREE
3.0
Methodology
3.1 Research
design
3.2
Area of study
3.3
Population of the study
3.4
Sample / sampling procedure
3.5
Instrument
for data collection
3.6
Validation of the instrument
3.7
Reliability of the instrument
3.8
Method of administration of the instrument
3.9
Method of data analysis
CHAPTER FOUR
4.0
DATA PRESENTATION AND RESULTS
5.0
SUMMARY OF
RESULTS / FINDINGS
CHAPTER FIVE
5.0
Discussion
implication and recommendation
5.1 Discussion
of results
5.2
Conclusions
5.3
Implication of the results
5.4
Recommendations
5.5
Suggestion for thurther study
5.6
Limitation of the study
References
Appendix A
LIST OF TABLEMS
And
junior staff of OHHA on how community banking has helped in economic
development
TABLE 4.3 Difference in perception of
the senior and junior staff of OHHN
Community
bank on whether the bank measure up to the expectation on NBCB.
TABLE 4.5 Difference in perception of the senior
and junior staff of OHHN
Community bank on the importance of the introduction of
company banking system in the economy.
TABLE 4.7 Difference
in perception of the senior and junior
staff of OHHA community bank on how
the bank handles the issue of collateral security.
CHPATER ONE
INTRODUCTION TO THE STUDY
1.1 BACKGRUND
OF THE STUDY
Ever
since the introduction given by Good to man to
“Be fruitful and multiply” replenish and subdue the earth” man has alone
a lot to pursue this injunction of subduing
the earth. By this it entails
among other things the development of
the world as a macro society for the overall good of man- economically
politically socially and otherwise.
The
wheel of change has been rolling on through the entire world transforming
virgin lands deserts oceans and seas to the economic advantage of man.
To
grapple with the attendant problem as an emerging nation and satisfy its
citizenry various development plans were
launched to accelerate economic development so as to put
The
second development plan (1970 – 1975) experienced a lot of problem. Recovery
from civil war delayed the
implementation of some project.
The funds that were anticipated were not forth coming and there was lack or
technical partners needed to carry out
some aspects of the plan. The third
development plan covered a period of five years (1975 – 1980). The principle
long run objectives are to similar to
those of the proceeding post independence plans. The objectives are to make
1.
Argent and dynamic economy.
2.
A united strong and self reliant nation
3.
A just and egalitarian society
4.
A land bright and
full of opportunities for all citizens.
5.
A free and democratic society.
A 90% annual
rate of growth G.D.P was assumed for the plan period and the total
capital investment was to be N30 billion.
The plan strategy was to utilize the country’s resources to develop the productive capacity
of the economy. The plan was revised
upward in 1976 (Ojo, 1982) some of the
highlights of this plan were Agriculture. N1.4mbuilding of two oil refineries at warri and expanded. The iron and steel industry.
Which featured in the previous plans was to be
established at Ajeokuta in Kogi state. A
total of N6000m was allocated to
the industrial sector. Development of
the infrastructure also took a large slide with a total of N4000m being allocated. More roads were to come under the control of the federal
government and a modernization of the
railways was planned. The electricity
capacity was to be extended to 1,500 meg watts with improvements also in its
distribution all costing N 163m. social
service were not neglected ; N2400m was
budgeted for the arimed forces.
The 4th development plan equally followed
suit to run from 1981- 1985- and described equally what development is all
about. Since development is
multidimensional in definition to road
thus:
True
development must means “the development
of man- the unfolding and realization of his creative potentials enabling him
to improve his material condition and living through the use of resource available to him. It is a process by which man’s
personality is created organized and disciplined – which is the moving force
behind socio - economic transformation of the society.
Most
community leaders especially during the colonial times saw development as more
of provision colonial times saw
development as more of provision of schools health centers hospitals
post offices hall, churches mosques,
good roads potable water electricity and telephone. Ewuly (1996).
However in the post independence era, the development process came to
put more emphasis on the development in the material conditions and living (of
man) through the use of came to stress
production and productivity.
In
spite all these development plans
experimented in the past
The
other challenge is the need to achieve qualitative economic growth by attaining balance socio-
economic development. National development is balanced
when it permeates all the social and geo-political strata of a nation
and affects all sectors of the national
economy. The problem of economy
developments in Nigeria as in other
development countries is therefore not just that of getting the economy to run faster than the rest of the world economy so as to catch up with but to get the economy
to run on both legs.
Fortunately
How the
ohha community bank Nig- Ltd. Measured
up to the basicterms in the definition of a community bank? Are they operating within the scope of
functions of community bank?
ORGANTGRAMME OF OHHA COMMUNITY BANK NIG. LTD
Board
of directors
managers
Accountants
 |
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 |
 |
 |
|
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|
GSO Credit Officer Marketing manager internal
 |
Supervisor
supervisor
Clerts Typist
Cashier
Messenger Night watchman
1.2 STATEMENT OF PROBLEM
Community banks have been assessed as capable of unshaken
the monoculture economy of the country by empowering the entire productive
sector at the grassroots level therefore ensuring even development across
the country community banks promote rural development
by providing effective simple services to the people an instrument for inculcating proper banking
habits (saving and investment ) is now
in place for the rural dwellers to work
towards increasing his/ her per capita
income and therefore be able to contribute more
effectively toward the development of
the area in which he/she lives.
When idea is conceived and placed on
the drawing board it appears rosy. But when it comes to practical implementation
most of the bitterness and problem emerge.
This study
addresses the following problems.
1.
Has ohha community bank helped in economic
development of
2.
If ohha community bank measured up to the standard set
for the community bank by NBCB?
3.
The essence of
the introduction of the community banking system.
4.
The operational mechanism of collatersation banks
removed the issue of collaterisation of loan before any person can enjoy any so
as to achieve the desired economic development .
1.3 PURPOSE
OF THE STUDY
The purpose
of this research work areas follows:
1.
To find out the extent the establishment of ohha
community bank helped in the economic development of
2.
To know if ohha
community bank measured up to the standard set for the community Bank by NBCB
3.
To know the essence of the introduction of the community banking system.
4.
To find out the operation mechanism of collaterization
bank removed the issue of collaterization of loans before any person can enjoy any, so to achieve the desired
economic development
1.4 THE SCOPE OF THE STUDY
The scope
of this research project boarders on
ohha community bank economic development
in
1.5 PEREARCH
QUESTIONS.
To solve the research
problem the investigator has asked the following question.
1.
To what extent has ohha community bank helped in
economic development
2.
To what extent has ohha community bank measured up to
the standard set for the community banks
by the Board for community banks?
3.
What is / are the
essence of the introduction of community banking system?
4.
To what extent has the operational mechanism of
collaterisation bank removed the issue of collaterisation of banks before any
person can enjoy any so as to achieve the desire economic development?
1.6 RESEARCH
HYPOTHESIS (NULL HYPOTHESIS)
H0. There is no significant difference (p < 0 . 05)between the mean perception of
senior and junior staff of ohha
community bank with regards to the economic development through community banks.
Ho.
There is no significant difference (p
< 0.05) between the mean perception
of senior and junior staff of ohha
community bank with regard to whether
the bank measures up to the requirement
or standard set by NBCB.
Ho3 There no significant difference (p < 0.05)
between the mean perception of senior and junior staff of ohha community bank
on the importance / essence of community
banking system.
H04 There
is no significant difference (p <
0.05) between mean perception of senior and junior staff of ohha community bank with regards to
how the banks deals with issues of colletarisation of loan.
1.7 THE
SIGNIFICANCE OF THE STUDY
The study is very simply especially now that all hands are
no deck to enhance the development and
growth of
This study will be of immense help to
small and medium scale traders
c0-operative societies and formers etc. to invest their money and property on
project that would field optimum result.
It will also aid them if they want to borrow from the bank since from the study it is
required on loan from the community banks.
To students researchers and those with curious and inquiring minds it will extend itself as a pedestal or substratum upon which expansionary and follow –up study offering course on community banking it will be added to the wealth of literature available for referencing.
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